Benefits - Open Enrollment for Medicare Retirees

If you want to enroll or change your coverage, be sure you complete the enrollment process with Via Benefits.  If you are not enrolled in medical coverage through Via Benefits, you will NOT have access to RIT’s funding to the HRA.  You can speak with Via Benefits by calling 888-586-0693/V.  

Most Medicare health care plans continue year-to-year so generally you would not need to complete the enrollment process with Via Benefits again unless you want to change plans. 

• Remember that if you decide to enroll or change plans, the enrollment call is recorded and tends to be a lengthy and detailed process, as prescribed by Medicare requirements.  The Via Benefits representative is required to read detailed legal information about the plan and your enrollment.  You should plan on one to two hours per person. 

The 2025 Medicare plan enrollment period is from October 15 through December 7, 2024 for a coverage effective date of January 1, 2025. 

Retirees currently enrolled in the RIT vision coverage through VSP are eligible to continue their coverage in 2025.  There are no changes to the coverage or contribution amounts in 2025.

Below is an outline of the coverage:

Well vision exams have a $15 copay and there is a $150 allowance for frames or contacts each calendar year. Employees may cover their spouse/domestic partner and children up to age 26. Vision coverage is fully paid by employee payroll deductions.

Member will receive the below in-network benefits when they go to a participating provider.

Note: RIT’s medical coverage under POS A, POS B, POS B No Drug, and POS D covers routine eye exams with a copay. If you want to continue using your same eye doctor who is not a VSP provider, use your medical ID card at the eye doctor. Then you can take your prescription for eyeglasses or contacts to a VSP provider.

Program and Billing Changes: For those currently enrolled in the Legal Plan, enrollment will no longer be administered through RIT or billed monthly through Lifetime Benefit Solutions. 

Retirees currently enrolled in coverage are eligible to continue coverage directly through MetLife Legal Plans (formerly Hyatt Legal).  Two new plan options are being offered.  Retirees eligible for this coverage will receive information about next steps from the RIT Benefits Office in early December

View the Comparison of the Legal Standard plan and Premium plan: MetLife Legal Plans Individual Plans

Program and Billing Changes: For those currently enrolled in Identity Theft Protection, enrollment will no longer be administered by RIT or billed monthly through Lifetime Benefit Solutions. 

Retirees currently enrolled will have the opportunity to enroll in one of two enhanced plans with lower monthly premiums.  Identity Force will e-mail eligible retirees in early January of 2025 to outline next steps to enroll and set up direct billing.  Below is a summary showing a comparison of the current plan alongside the new 2025 plan offering.

Program and Billing Changes: For those currently enrolled in Identity Theft Protection, enrollment will no longer be administered by RIT or billed monthly through Lifetime Benefit Solutions. 

Retirees currently enrolled will have the opportunity to enroll in one of two enhanced plans with lower monthly premiums.  Identity Force will e-mail eligible retirees in early January of 2025 to outline next steps to enroll and set up direct billing.  Below is a summary showing a comparison of the current plan alongside the new 2025 plan offering.

Enhancements to the current plan are highlighted in yellow.

Benefit Providers